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Answers to Common Questions About Burial & Final Expense Insurance
Most people age 0–85 can obtain a burial policy. You buy insurance based on your health. Some companies are more liberal with a persons health.
While Term life insurance will cover expenses if it is still in force. Only 1% of term life insurance policies are in effect at death.
You should check to cost for a funeral in your area then adjust for inflation. The National Funeral Directors Association recently reported that the average burial costs $10,000, which includes a vault and viewing. They also reported that a cremation costs $6,000.
Susan, Bill, Greg Cauthren
It starts with making a phone call to the insurer, notifying them that the insured died.
The company will send the beneficiary claim forms that need to be signed and returned with a copy of the death certificate.
Pay out can range from 3–7 days, unless something unusual has occurred.
Burial or funeral insurance are type of permanent life insurance with small coverage options and a fast claim payout.
Benefits are tax-free to your beneficiaries. Your family members will never incur a tax burden because of the policy.
We're here to help you find the right coverage and provide peace of mind.